Pengaruh Struktur Modal, Pembiayaan Murabahah, Mudharabah, dan Musyarakah terhadap Profitabilitas Bank Umum Syariah Indonesia

Abstract

The aim of this research is to examine the impact of capital structure, financing through murabahah, mudharabah and musyarakah, on the profitability of Indonesian Sharia Commercial Banks in 2020-2022. This study used 39 observations with a purposive sampling system, this situation indicates that special criteria were used to take samples. Data were analyzed using descriptive statistics and classical assumption testing. In this research, the hypothesis was tested using multiple linear regression analysis. SPSS version 25 was used to manage data. The results of this research show that partially capital structure, mudharabah and musyarakah influence profitability, while non-musyarakah murabahah financing influences profitability and capital structure, murabahah, mudharabah and musyarakah financing influence profitability simultaneously