ANALISA PROSEDUR DAN PERSETUJUAN KREDIT DALAM MEMPERKECIL RESIKO KERUGIAN PIUTANG TAK TERTAGIH PADA PT. FEDERAL INTERNATIONAL FINANCE (FIF) CABANG LUMAJANG PERIODE 2019

Abstract

This study aims to measure the influence of the company on profitability and measure the effect on profitability. The main objective of companies that have gone public is to increase the prosperity of their owners or shareholders through increasing profitability. Intense competition in various
aspects is unavoidable, especially in world business or companies. Therefore a company must be able to maintain and maintain its business environment efficiently. The higher the profitability, the higher the company's ability to generate profits for the company. Without profit, the company cannot fulfill it. Profitability is the net level of gain achieved by the company when running its operations. The greater the profit obtained, the greater the company's ability to pay its dividends, and this has an impact on the increase in company value. In this study, researchers used ROA (return on assets) as a measure of profitability. ROA is of course not only an indicator for company owners to find out the extent to which existing management has worked in optimizing its functions and duties in improving company performance and also the welfare of the owners, but it is also a source of information for investors who will invest in the company.