Pengaruh Likuiditas dan Solvabilitas Terhadap Kinerja Keuangan Bank Umum Swasta Nasional yang Terdaftar di Bursa Efek Indonesia (BEI) Periode 2015-2016

Abstract

With the development of the economy in Indonesia, it does not deny that the banking sector is important. As a financial intermediary institution that competes tightly, improves financial performance and maintains the soundness of the bank is a matter that must be emphasized in order to improve and maintain its performance. Company performance is the result of management activities. The benchmark used in the assessment of company performance is done using an approach in which the financial statements can provide financial information. Besides Performance, aspects that must be considered are liquidity and solvency. In the study "the effect of liquidity and solvency on the profitability of national private commercial banks listed on the stock exchange" researchers used two independent variables namely liquidity and solvency, and the dependent variable is financial performance. In addition, the object of this study is a national private commercial bank listed on the IDX in the 2015-2016 period. This study was conducted to examine the effect of the variable Liquidity and Solvability on the Financial Performance of National Private Commercial Banks Registered on the Indonesia Stock Exchange. The sample used in this study is data from National Private Commercial Banks listed on the IDX for the 2015-2016 period. Techniques for retrieval of data using quantitative analysis is the classical assumption test which includes normality test, multicollinearity test, autocorrelation test, heteroscedasticity test. Researchers also used multiple regression analysis and hypotheses. From the results of the tests of normality, multicollinearity, autocorrelation and heteroscedasticity shows that the data that has fulfilled the requirements for the use of multiple linear regression models. From the results of this analysis Liquidity does not affect the financial performance of national private commercial banks, while solvency partially affects the financial performance of national private commercial banks listed on the Indonesia Stock Exchange for the 2015-2016 period