Analisis Risk Profile, Good Corporate Governance, Earning, dan Capital terhadap Kinerja Keuangan Perbankan (Studi Empiris pada Perbankan yang Terdaftar di BEI Periode Tahun 2020-2022)

Abstract

An economy is necessary for the well and prosperity of its citizens in every nation on the planet. The nation's economy is supported and grows faster thanks in large part to the banking industry. One may define a healthy bank as one that is able to effectively perform its duties. As the central bank, Bank Indonesia has the authority to inspect banks to learn about their financial standing and operational activity. This study's objective is to examine the effects of capital, profits, strong corporate governance, and risk profile on the financial performance of banks (an empirical analysis of banks listed between 2020 and 2022). Quantitative research methodologies are employed in this study. The population consists of 46 banking organizations with a sample size of 93 that are listed on the IDX between 2020 and 2022. The sample strategy employed was purposeful sampling. The research employed a multiple linear regression analysis technique to determine potential possibilities. The following were the findings of the partial test: 1) The financial performance of banking businesses listed on the IDX in 2020–2022 was not significantly impacted by risk profile. 2) From 2020 to 2022, the financial performance of banking organizations listed on the IDX is significantly impacted by good corporate governance. 3) From 2020 to 2022, the financial performance of banking businesses listed on the IDX is significantly influenced by their earnings. 4) The financial performance of banking businesses listed on the IDX in 2020–2022 is not significantly impacted by capital